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Why
is Great Choice Mortgage able to get you the best
rates? There are two primary reasons. Consider the following...
When you go to a direct lender your
choices are limited to their products. Most lenders have a very specific
target market. If you don't fit into their target market they may still
have products for you, but their rates will not be competitive when compared
to another lender if you fit in the other lender's target market.
For example, if a bank specializes in lending to borrowers with perfect credit,
their products for customers who have had credit history challenges will not
be competitive with lenders who specialize in subprime products. Additionally,
even if you do fit their target market, another lender may have a product
that fit's your needs and circumstances in a much more effective way.
How would you ever know that there was something better for you and your specific
needs unless you talked to multiple lenders providing the same information
again and again? To find out, keep reading.
When you go to a direct lender you are
going to be dealing with their retail division. Why pay retail prices
when you have the opportunity to enjoy wholesale prices? Retail divisions
are usually required to charge higher interest rates and fees than necessary
because of their high overhead costs. Additionally, bank policies provide
incentives to wholesale brokers through lower interest rates because the bank
can increase its volume through the efforts of others.
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With
Great Choice Mortgage, you can avoid
both of these problems.
With over 150 lenders available to us
you are not limitted to a small list of products. Virtually every product
in today's mortgage market is available to you by completing one application
with Great Choice Mortgage.
So, it doesn't matter weather you are purchasing or refinancing, or if you
have excellent credit, good credit, or less than perfect credit, Great Choice Mortgage is your best choice.
Our lenders provide us with wholesale
pricing. We have no tellers or information kiosks. We have no
safes or vaults. We don't offer safety deposit boxes. We do mortgage
loans. This reduces our costs and enables us to pass along the savings
to you, our valued clients, in better interest rates and lower fees.
(If you need help finding or listing a home, please click here. We do have partners in the real estate
industry that would be happy to assist you.)
Making a Great Choice when completing your online application will enable you to make a Great Choice for your mortgage.
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